Terms of Service

1. Acceptance of Terms

By accessing and using SettlementCalcUSA ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

SettlementCalcUSA provides a free online settlement calculator tool that estimates potential personal injury settlement values based on:

• State-specific negligence laws
• Economic damages (medical bills, lost wages, property damage)
• Non-economic damages (pain and suffering)
• Fault allocation and special circumstances

3. Not Legal Advice

4. Accuracy of Estimates

Settlement estimates are based on general formulas and state laws but cannot account for:

• Specific venue and jurisdiction nuances
• Judge and jury composition
• Quality of evidence and witnesses
• Attorney skill and experience
• Insurance coverage limits
• Defendant's financial situation
• Recent case law changes

We make no warranties or guarantees regarding the accuracy of settlement estimates.

5. User Responsibilities

You agree to:

• Provide accurate information when using the calculator
• Use the Service for lawful purposes only
• Not attempt to manipulate, hack, or misuse the Service
• Not submit false or misleading information
• Respect intellectual property rights
• Comply with all applicable laws and regulations

6. Attorney Referrals

When you submit a lead form, we may share your information with qualified personal injury attorneys. By submitting the form, you:

• Consent to be contacted by attorneys regarding your case
• Understand that attorneys may have different fee structures
• Acknowledge that we do not endorse or guarantee any specific attorney
• Agree that you are free to choose any attorney or decline representation

We receive compensation for qualified attorney referrals but this does not affect the quality of service you receive from attorneys.

7. Intellectual Property

All content, features, and functionality of SettlementCalcUSA are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service without express written permission.

8. Third-Party Services

Our Service may contain links to third-party websites or services (including attorney websites). We are not responsible for:

• Content or privacy practices of third-party sites
• Services provided by referred attorneys
• Advertisements displayed through Google AdSense

9. Limitation of Liability

10. Indemnification

You agree to indemnify and hold harmless SettlementCalcUSA, WaveArc, and our affiliates from any claims, damages, losses, or expenses (including attorney fees) arising from your use of the Service or violation of these Terms.

11. Statute of Limitations Disclaimer

12. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review it to understand our data practices.

13. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We are not liable for any modification, suspension, or discontinuation.

14. Changes to Terms

We may update these Terms of Service from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use after changes constitutes acceptance of the updated terms.

15. Governing Law

These Terms are governed by the laws of the United States and the State of [Your State], without regard to conflict of law provisions.

Any disputes shall be resolved in the state or federal courts located in [Your County, Your State].

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

17. Contact Information

For questions about these Terms of Service, please contact us: