About SettlementCalcUSA

SettlementCalcUSA is a free online settlement calculator created by WaveArc in 2025. Our mission is to provide accident victims with a free, easy-to-use tool to estimate their potential personal injury settlement value.

What We Are

SettlementCalcUSA is an educational estimation tool, not a law firm or legal service. We provide:

A free calculator based on publicly available state negligence laws
Educational content about personal injury settlements
State-by-state legal information compiled from official sources
Resources to help you understand the settlement process

Our Mission

Every year, millions of Americans are injured in accidents. Many don't know where to start when it comes to understanding what their case might be worth. Insurance companies have teams of adjusters and lawyers—but accident victims often have no idea what to expect.

We created SettlementCalcUSA to level the playing field. Our goal is to give you a starting point—a general idea of what similar cases might settle for based on your state's laws and the details you provide. This knowledge can help you make more informed decisions about your case.

How Our Calculator Works

Our settlement calculator uses publicly available information about state negligence laws, damage caps, and common settlement formulas used in the legal industry:

State-Specific Laws: Each state has different rules about negligence (contributory, pure comparative, or modified comparative) that affect how settlements are calculated
Economic Damages: Medical bills, lost wages, and property damage—these are objective, documented losses
Non-Economic Damages: Pain and suffering, emotional distress—typically calculated using a multiplier method based on injury severity
Damage Caps: Some states limit non-economic or punitive damages, and our calculator accounts for these limits

Important Disclaimer

SettlementCalcUSA is NOT a law firm. We do not provide legal advice, legal representation, or attorney-client relationships.

Our calculator provides estimates only. Actual settlement values can vary significantly based on many factors that our calculator cannot account for, including:

The strength of evidence in your specific case
Insurance policy limits
The defendant's financial resources
Local jury verdict trends
The skill of the attorneys involved
Whether liability is disputed

If you've been injured, we strongly recommend consulting with a licensed personal injury attorney in your state who can evaluate the specific facts of your case.

Your Privacy Matters

We respect your privacy. The basic calculator performs all calculations in your browser—we don't store your personal injury details on our servers. If you choose to submit a contact form, that information is only used to connect you with attorneys, as described in our Privacy Policy.

About WaveArc

SettlementCalcUSA is an initiative by WaveArc, a technology company focused on building useful tools and resources. We believe in creating free, accessible tools that help people navigate complex situations.

WaveArc is not a law firm and does not provide legal services.

Contact Us

Have questions, feedback, or suggestions? We'd love to hear from you:

Email: settlementcalcusa@gmail.com

Website: settlementcalcusa.com

Remember: This calculator is a starting point, not a guarantee. Every case is unique, and the best way to understand your legal options is to speak with a qualified attorney who can review the specific facts of your situation.