What to do after a car accident
Being in a car accident is stressful and overwhelming. This checklist will help you remember the important steps to take to protect your safety, document the accident, and preserve your legal rights. Print this page and keep it in your glove compartment so you'll have it when you need it.
First 0-5 Minutes
Do not move if you have neck or back pain. Wait for emergency services.
Call 911 immediately if anyone is injured.
If vehicles are drivable and blocking traffic, move to the shoulder.
Warn other drivers of the accident scene.
Especially important at night or on highways.
5-15 Minutes
Report the accident location and any injuries. Request police and ambulance if needed.
Only state facts. Avoid saying "I'm sorry" or "It was my fault."
A police report is crucial for your insurance claim.
Provide accurate information about what happened.
15-30 Minutes
Capture damage from multiple angles, including close-ups.
Include skid marks, debris, traffic signs, and road conditions.
Note if it was raining, foggy, dark, or sunny.
Document cuts, bruises, or any visible harm.
Include any witnesses' plates if possible.
Cross streets, landmarks, or GPS coordinates.
At the Scene
Full name, phone number, address, driver's license number.
Insurance company name, policy number, phone number.
Make, model, year, color, and license plate number.
Names and phone numbers of anyone who saw the accident.
Ask the responding officer how to obtain a copy of the report.
For follow-up questions about the police report.
Within 24-72 Hours
Many injuries like whiplash don't show symptoms immediately.
Severe pain, dizziness, headaches, numbness, or confusion.
Even minor aches could indicate a more serious injury.
These are essential for your insurance claim.
Gaps in treatment can hurt your claim.
Within 24 Hours
Do this promptly, even if you weren't at fault.
Don't speculate or admit fault. Only state what you know.
Follow up phone calls with emails to create a paper trail.
At least not without consulting an attorney first.
You may not know the full extent of your injuries yet.
Ongoing
Keep all accident-related documents organized.
Usually available within a few days to a week.
Document pain levels, limitations, and how injuries affect daily life.
Include prescriptions, medical equipment, and mileage to appointments.
Get a letter from your employer confirming missed work days.
Get at least 2-3 estimates for vehicle repairs.
As Needed
You have limited time to file a lawsuit (varies by state).
Most offer free consultations and work on contingency.
Especially releases or settlement agreements.
Insurance companies may use your posts against you.
Don't repair your vehicle until photos and estimates are complete.
Disclaimer: This checklist is provided for educational and informational purposes only. It is not legal advice. Laws and procedures vary by state. Always follow the instructions of emergency responders and law enforcement at the scene. Consult with a licensed attorney for advice specific to your situation.
If you've been in an accident, use our free calculator to estimate your potential settlement value based on your damages and state laws.
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